:root{--navy:#10253f;--blue:#1769aa;--green:#19a974;--mint:#eaf8f2;--ink:#152235;--muted:#667085;--line:#e5eaf0;--bg:#f7f9fc;--white:#fff;--shadow:0 20px 60px rgba(16,37,63,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--white);line-height:1.55}a{color:inherit}.container{width:min(1120px,calc(100% - 40px));margin:auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{height:74px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-size:15px;color:var(--navy)}.brand b{font-weight:800}.brand-mark{display:grid;place-items:center;width:38px;height:38px;border-radius:11px;background:var(--navy);color:#fff;font-weight:800;font-size:12px}.nav nav{display:flex;align-items:center;gap:22px}.nav nav a{text-decoration:none;font-size:14px;color:#4b5b70}.nav-cta{padding:11px 16px!important;background:var(--navy);color:#fff!important;border-radius:10px}
.hero{background:linear-gradient(135deg,#f8fbff 0%,#fff 65%);padding:92px 0 80px}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center}.eyebrow{font-size:11px;font-weight:800;letter-spacing:.14em;color:var(--green)}h1{font-size:clamp(42px,5.4vw,68px);line-height:1.02;letter-spacing:-.045em;margin:16px 0 24px;color:var(--navy)}h1 span{color:var(--green)}.lead{font-size:19px;color:#5e6b7c;max-width:650px}.hero-actions{display:flex;gap:12px;margin:30px 0}.button{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:0;border-radius:11px;padding:13px 18px;font-weight:750;font-size:14px;cursor:pointer;text-decoration:none}.primary{background:var(--navy);color:#fff}.primary:hover{transform:translateY(-1px);box-shadow:0 10px 24px rgba(16,37,63,.16)}.ghost{background:#fff;border:1px solid var(--line);color:var(--navy)}.trust-row{display:flex;gap:18px;flex-wrap:wrap;font-size:12px;color:#637084}.hero-card{background:#edf4f7;border-radius:28px;padding:38px;box-shadow:var(--shadow);transform:rotate(1deg)}.certificate-mini{background:#fff;border:1px solid #e4e8ec;border-radius:8px;padding:32px;box-shadow:0 8px 24px rgba(0,0,0,.06)}.cert-top{display:flex;justify-content:space-between;align-items:center;color:var(--navy);font-weight:800}.cert-top span{width:36px;height:36px;display:grid;place-items:center;background:var(--navy);color:#fff;border-radius:8px;font-size:11px}.cert-top small{font-size:9px;letter-spacing:.12em}.cert-line{height:2px;background:var(--green);margin:22px 0}.certificate-mini p{font-size:12px;color:#7a8592;margin:9px 0}.certificate-mini h3{margin:0 0 12px;color:var(--navy)}.certificate-mini strong{font-size:28px;color:var(--green)}.cert-bottom{display:flex;gap:12px;align-items:center;margin-top:25px}.qr{width:52px;height:52px;border:4px solid var(--navy);display:grid;place-items:center;font-size:30px}.cert-bottom small{font-size:9px;color:#697688}
.section{padding:90px 0}.tinted{background:var(--bg)}.section-head{text-align:center;max-width:680px;margin:0 auto 42px}.section-head h2,.form-intro h2{font-size:40px;line-height:1.1;letter-spacing:-.03em;color:var(--navy);margin:10px 0}.section-head p{color:var(--muted)}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.steps article,.benefits>div{background:#fff;border:1px solid var(--line);border-radius:16px;padding:25px}.step{font-size:11px;font-weight:800;color:var(--green)}.steps h3,.benefits h3{margin:15px 0 8px;color:var(--navy);font-size:17px}.steps p,.benefits p{margin:0;color:var(--muted);font-size:14px}.benefits{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.icon{width:40px;height:40px;border-radius:12px;background:var(--mint);color:var(--green);display:grid;place-items:center;font-weight:900}
.form-section{background:#fff}.form-layout{display:grid;grid-template-columns:.75fr 1.25fr;gap:55px;align-items:start}.form-intro{padding-top:40px}.form-intro p{color:var(--muted);max-width:430px}.mini-note{display:inline-block;background:var(--mint);color:#157e58;border-radius:10px;padding:10px 13px;font-size:12px;font-weight:700;margin-top:15px}.form-card{border:1px solid var(--line);border-radius:22px;padding:30px;background:#fff;box-shadow:var(--shadow)}.progress{display:grid;grid-template-columns:repeat(4,1fr);gap:5px;margin-bottom:18px}.progress span{height:4px;border-radius:10px;background:#e8edf2}.progress span.active{background:var(--green)}.step-label{font-size:12px;color:var(--muted);margin-bottom:18px}.form-card h3{margin:0 0 18px;color:var(--navy);font-size:22px}.form-card label{display:block;font-size:12px;font-weight:750;color:#4e5c70;margin-bottom:14px}.form-card input{display:block;width:100%;margin-top:7px;padding:12px 13px;border:1px solid #d9e0e8;border-radius:10px;background:#fff;font:inherit;font-size:14px;outline:none}.form-card input:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(23,105,170,.10)}.income-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.average{background:var(--mint);border-radius:14px;padding:18px;margin-top:15px;color:#236b51}.average strong{display:block;color:var(--navy);font-size:27px}.average small{color:#50816f}.muted{font-size:13px;color:var(--muted)}.legal-check{display:grid!important;grid-template-columns:22px 1fr;gap:10px;align-items:start;margin-top:18px}.legal-check input{width:19px!important;height:19px;margin:1px 0!important;accent-color:var(--green)}.legal-check label{font-weight:500!important;font-size:12px!important}.legal-check a{color:var(--blue);font-weight:700}.form-actions{display:flex;justify-content:space-between;gap:10px;margin-top:22px}.summary{background:#f8fafc;border:1px solid var(--line);border-radius:14px;padding:16px}.summary-row{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid var(--line);font-size:13px}.summary-row:last-child{border:0}.notice{margin-top:15px;padding:12px;border-radius:10px;background:#fff8e6;color:#7a5b16;font-size:12px}.success{text-align:center;padding:35px 10px}.success-icon{width:60px;height:60px;margin:0 auto 15px;border-radius:50%;background:var(--mint);color:var(--green);display:grid;place-items:center;font-size:28px;font-weight:900}
.faq{max-width:850px}.faq details{border-top:1px solid var(--line);padding:20px 0}.faq summary{cursor:pointer;font-weight:750;color:var(--navy)}.faq details p{color:var(--muted);font-size:14px}.legal-section{padding:60px 0;background:#f9fafb;border-top:1px solid var(--line)}.legal-section h2{color:var(--navy)}.legal-section p{max-width:800px;color:var(--muted)}
footer{background:var(--navy);color:#d9e1ea;padding:45px 0 20px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footer-grid .brand{color:#fff}.footer-grid p{color:#aebccc;font-size:13px}.footer-grid b{display:block;color:#fff;margin-bottom:10px}.footer-grid a{display:block;text-decoration:none;color:#aebccc;font-size:13px;margin:7px 0}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;color:#93a3b5;font-size:11px}
@media(max-width:900px){.nav nav a:not(.nav-cta){display:none}.hero-grid,.form-layout{grid-template-columns:1fr}.hero-card{max-width:520px;margin:auto}.steps,.benefits{grid-template-columns:repeat(2,1fr)}.form-intro{padding-top:0}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.container{width:min(100% - 28px,1120px)}.nav{height:65px}.nav-cta{padding:9px 12px!important}.hero{padding:62px 0}.hero-actions{flex-direction:column}.section{padding:65px 0}.steps,.benefits,.income-grid{grid-template-columns:1fr}.section-head h2,.form-intro h2{font-size:32px}.hero-card{padding:20px}.form-card{padding:20px}.footer-grid{grid-template-columns:1fr}}
